Is it all residential insurance anyway?
Short answer: yes
Long answer: In Canada, whether you rent or own the place you stay, you need insurance. It protects your loved ones, yourself and your assets.
The difference between home insurance and tenant insurance relates to your ownership status. When you own your own place, you buy home insurance. If you are renting, then you will buy tenant insurance.
Tenant insurance is a lot simpler, because you just buy coverage for up to normally CA$1 million. Within the contract clause and also from your insurance provider, it's mentioned that it covers your family, you, your belongings and any 3rd parties that happen to be in your rented place. For example, supposed a friend came to visit and got injured after tripping n the carpet - the insurance would cover his/her treatment for his/her injury. The policy you buy, will mention the extent of the coverage.
Something to consider: when you bundle your insurance together, eg house and auto, your provider may give you a discount for sticking with them. But ask first ☝.
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